In 2021 alone, about 2,783 fatal hit-and-runs occurred on U.S. highways. This statistic not only highlights the prevalence of such accidents in the country but also the daunting challenges victims face to secure the compensation they deserve.
Compared to typical car accidents, hit-and-runs present unique hurdles that can be overwhelming for anyone. Without the at-fault driver’s information, you may struggle to cover various expenses, including repair costs, medical bills and even lost wages if you miss work due to your injuries. If you find yourself involved in such an accident, it is vital to know the crucial steps you need to take to build a strong case.
Gathering information
When it comes to any car accident, evidence is your most valuable asset. If you are able, start collecting information immediately. Take photos of the accident, damages to your vehicle and any visible injuries on you or your passengers. Look around for security cameras that might have captured the incident. If there are witnesses, ask them for a brief statement about what they saw and request their contact information.
Working with law enforcement
When the police arrive, provide them with all the information you have gathered. Even small details – such as the fleeing vehicle’s color, make, model or even a partial license plate number – can be crucial. Their report on the accident will be a critical document for your insurance claim and any legal action you might pursue.
Filing a claim
Facing the claims process after a hit-and-run can be daunting, especially if the at-fault driver remains unidentified. Start by immediately notifying your insurance company about the accident.
When filing your claim, provide your insurer with all the evidence you have gathered and a copy of the police report. If law enforcement locates the hit-and-run driver, you may have the option to file a claim against their insurance provider or pursue legal action.
Taking control of your recovery
Every step you take to protect your rights in the aftermath of a hit-and-run is a step toward healing and recovery. By understanding your rights and options after such a traumatic accident, you are actively reclaiming control over your situation.