Car accidents will happen from time to time among even the most careful drivers in Indiana. People involved in a car accident may receive a surge of adrenaline to go along with the anger, fear and other emotions they feel in the aftermath of a collision. However, accident victims will need to maintain a cool head so that they can accurately document the circumstances of their accident.
The first thing people involved in motor vehicle accidents should do is check everyone for injuries. If the driver or other accident victims need medical attention, a call to 911 is in order. Someone should also make a call to the police so that an official record of the accident can be reported.
If possible, parties to an accident should move their vehicles away from the roadway where they might become a hazard to the drivers that share the road with them. Motor vehicle accident victims who possess reflective triangles or flares should use them when it is dark to make sure other drivers receive a warning of the potential danger.
It is important for individuals involved with an accident to record all the information they may later need while at the scene of the accident. Information that may prove useful includes:
• Name and contact information for both drivers
• Insurance information for both drivers
• Photos of accident damage
• Number of the police report
• Police contact information
• Accident notes
The outcome of any subsequent insurance claims filed will depend on which driver is determined to be at fault for the accident as well as the types of coverage both drivers possess. Generally speaking, insurance of an at-fault driver pays for the medical expenses of the driver and passengers in the other vehicle. The at-fault driver’s insurance company will typically pay for damage to the other vehicle involved in the accident.
An accident on the road can cause significant damage to both the health and property of the individuals involved. A personal injury attorney may be able to help individuals in need of compensation after becoming involved in a motor vehicle accident.